Health insurance

Mandatory for all students!


In order to enrol at Hof University of Applied Sciences, all students need to provide proof of a valid health insurance. 

Therefore, all students have to contact a German public health insurance provider soon after admission.


Degree-seeking students


Health insurance has to be taken out before your arrival in Hof and you are legally required to have a valid health insurance for the entire time of your studies. You cannot be enrolled at our University without a valid health insurance. By law, you have to contact a German public health insurance provider and inform them about your prospective enrollment at Hof University no matter what kind of insurance you have. The German public health insurance provider will then inform Hof University about your insurance status. Without this information, you can NOT be enrolled at Hof University.

Wondering what kind of health insurance is accepted? Check out our guide! Recently admitted students can find more detailed information in the information letter as well as moodle portal. Information for currently enrolled students is available in moodle as well.

Exchange Students


Exchange Students:

  • Exchange students from EU countries (or from other countries with which Germany has a health insurance agreement): can maintain the health insurance from their home country by submitting a copy of the European Health Insurance Card (EHIC) or an E 128 / E 111 form to a German statutory health insurance provider. It is essential that the insurance card is valid for the entire study period. 

  • Exchange students from Non-EU countries: are required to either take out a health insurance by a German state health insurance provider (statuory health insurance) or prove sufficient health insurance for abroad which covers the entire study period. In case the existing health insurance is not approved of by the German statutory health provider you will either have to add insurance cover or take out a German statutory health insurance for students.

Please be aware that as long as the university has not received the information from the German health insurance provider that you are sufficiently insured, you will not be enroled.

Information for all students


The statutory health insurance offered by different providers has standard price slabs (about €110 per month) and is highly subsidized by the state especially for the students to ease their financial burden.
Overview of statutory health insurance providers: or

Two companies offer regular consultations at our University:


Contact person: Ms. Anna Hamann
Contact: anna.hamann@by.aok.LÖ

Further information:


Consulation in SS22:
Thursday: Mar. 24, Mar. 31, Apr. 7, May 5, May 12, May 19, Jun. 2, Jun. 30, Jul. 7
11:15 a.m. - 2:00 p.m., room: C142

Contact person: Ms. Kerstin Ritter
Contact: service@tk.LÖ; +0049 151 40463992

Further information:

In order to take out insurance with AOK or TK, please get in touch with the contact persons via the details above.

The following statutory health insurance providers have a branch in Hof city: AOK, DAK-Gesundheit, IKK classic.

Please note: 
Student health insurance is valid from the start of semester, i.e. from October 1 or March 15 (even if you enroll late/ after the semester start). Therefore, we recommend that you have a travel insurance covering your travel and first weeks in Germany.
Furthermore, we very strongly recommend you to take out a contract for an accident- and liability insurance:

Liability insurance

We strongly recommend you take out a liability insurance for the whole duration of your stay in Germany.

Accident insurance

All enrolled students are automatically insured against accidents related to their studies.

During practical semesters students are entitled to statutory accident insurance provided by the employer.
Please note: Students are obliged to immediately report accidents of any kind (including those occurring on the way to the university or on the way home) to the Student Affairs Office.





Campus Hof

95028 Hof

Campus Münchberg

Kulmbacher Str. 76
95213 Münchberg

Campus Kronach

Kulmbacher Straße 11
96317 Kronach

Fon: +49 (0) 9281 / 409 3000

Campus Selb

Wittelsbacher Str.41
95100 Selb
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