Health insurance

- Mandatory for all students! -

 

In order to enrol at Hof University of Applied Sciences, students need to provide proof of health insurance. Please make sure to take out a health insurance and send it to your coordinator before your arrival!

 

 There are various possibilities:

 

 

  • Exchange students from EU countries (or from other countries with which Germany has a health insurance agreement): can maintain the health insurance from their home country by bringing a European Health Insurance Card (EHIC) or an E 128 / E 111 form to our University. It is essential that the Insurance Card is valid for the entire study period. You are required to upload a copy of your EHIC when you apply at Hof University.
  • Exchange students from Non-EU countries: are required to either take out a health insurance by a German state health insurance Provider (statuory health insurance) or prove sufficient health insurance for abroad which covers the entire study period. In case a sufficient health insurance from the home country is available, you are required to upload a confirmation (in English or German) from the insurance company about the insurance status when you apply at Hof University. Please note that translations need to be certified! In case the existing health insurance is not covering the study abroad, an additional insurance has to be taken out.

 

  • Degree-seeking students: If you are planning on staying in Germany for a whole study period, it is mandatory for you to take out a German health insurance for the entire study period. It is a mandatory pre-requiste for enrollment and has to be taken out before arrival. Please not that we will NOT accept any foreign health insurance. You are required to send a confirmation from the insurance company about the health insurance status to your coordinator before you come to Hof University.

The statutory health insurance offered by different providers has standard price slabs (about €90 per month) and it is highly subsidized by the state especially for the students to ease their financial burden.


You can find a list of all statutory health insurance provider here: https://www.gkv-spitzenverband.de/service/versicherten_service/krankenkassenliste/krankenkassen.jsp?filter=2


The following statutory health insurance provider have a branch in Hof city: AOK, Techniker Krankenkasse, BARMER Krankenkasse, DAK-Gesundheit, IKK classic.

 

Students, who are older than 30 years have to take out a private health insurance.

You can find a list of recommendable private health insurance provider here: https://www.1averbraucherportal.de/versicherung/private-krankenversicherung/liste

 

Liability insurance

We strongly recommend you take out a liability insurance for the whole duration of your stay in Germany.

 

Accident insurance

All enrolled students are automatically insured against accidents related to their studies.

During practical semesters students are entitled to statutory accident insurance provided by the employer.


Please note: Students are obliged to immediately report accidents of any kind (including those occurring on the way to the university or on the way home) to the Student Affairs Office.


Read more on: http://www.daad.de/deutschland/in-deutschland/regeln/en/8839-health-insurance/

Please make sure to take out a health insurance and send it to your coordinator before your arrival!

Another important topic if you are planning on studying abroad is Banking and money

 

Approach

Campus Hof

Alfons-Goppel-Platz-1
95028 Hof

Campus Münchberg

Kulmbacher Str. 76
95213 Münchberg